Why You’ll Love This Recipe

I love how this recipe takes simple ingredients and turns them into something crave-worthy. It’s great for potlucks, busy weeknights, or even game days. The mix of textures—crispy chips, melty cheese, and hearty beans—makes every bite satisfying. Plus, I can top it with all my favorite fresh garnishes to add brightness and crunch.

Ingredients

(Here’s a tip: Check out the full list of ingredients and measurements in the recipe card below.)

Main Components

  • 1 bag (9 to 10 ounces) tortilla chips, lightly crushed

  • 1 pound ground beef or ground turkey

  • 1 packet taco seasoning

  • 1 cup salsa

  • 1 can (15 ounces) refried beans

  • 2 cups shredded Mexican cheese blend, divided

Optional Garnishes

  • Sour cream

  • Guacamole

  • Diced tomatoes

  • Sliced black olives

  • Chopped green onions

  • Fresh cilantro, chopped

Directions

1. Prep the Oven and Dish:
I preheat my oven to 375°F (190°C) and coat a 9×13-inch baking dish with nonstick cooking spray.

2. Cook the Meat:
In a large skillet over medium heat, I cook the ground beef or turkey until it’s browned, about 6 to 8 minutes. Then I drain off any excess grease.

3. Add Flavor:
I stir in the taco seasoning and salsa, letting it simmer for a few minutes to thicken slightly and soak up the flavors.

4. Start Layering:
I spread half of the crushed tortilla chips across the bottom of the baking dish.

5. Add Beans and Meat:
Next, I layer the refried beans over the chips, followed by half the seasoned meat mixture.

6. Add Cheese:
I sprinkle 1 cup of shredded cheese over the meat.

7. Repeat Layers:
I top that with the remaining crushed chips and the rest of the meat, then finish it off with the last cup of cheese.

8. Bake:
I bake the casserole uncovered for 20 to 25 minutes, until the cheese is melted and everything is bubbling.

9. Serve:
After letting it cool for about 5 minutes, I top it with sour cream, guacamole, diced tomatoes, and whatever other garnishes I’m craving. Then it’s ready to serve.

Servings and Timing

This recipe yields 8 servings.
Prep Time: 15 minutes
Cook Time: 25 minutes
Total Time: 40 minutes

Variations

  • I like using ground turkey when I want a leaner option.

  • Spicy salsa or hot taco seasoning gives it an extra kick.

  • I sometimes add a can of corn or black beans for more texture and flavor.

  • Crumbled queso fresco or jalapeño slices are fun toppings when I want something different.

Storage/Reheating

Leftovers keep well in an airtight container in the fridge for up to 3 days.
To reheat, I use the microwave for single portions (about 1–2 minutes) or the oven at 350°F for 10–15 minutes. The chips may soften a bit, but the flavor is still fantastic.

FAQs

Can I make this casserole ahead of time?

Yes, I often assemble it in advance, cover, and refrigerate. When I’m ready to bake, I add a few extra minutes to the cooking time since it’s cold.

Can I use fresh beans instead of canned refried beans?

Absolutely. I mash up cooked pinto beans with a bit of oil and seasoning if I want a fresher alternative.

Will the chips get soggy?

Some softening happens during baking, but lightly crushing the chips and layering properly helps maintain texture.

Is this dish freezer-friendly?

I prefer not to freeze it assembled because the chips can lose texture. But I sometimes freeze the meat mixture separately for a quick prep later.

What can I serve with this casserole?

It’s great on its own, but I sometimes pair it with a simple green salad, Mexican rice, or even a side of fresh fruit.

Conclusion

Mexican White Trash Casserole is one of those dishes I keep coming back to. It’s comforting, flexible, and so easy to throw together. Whether I’m feeding my family or bringing something to a casual get-together, it always disappears fast. The mix of melty cheese, seasoned meat, and crunchy chips wrapped in bold flavor makes this an irresistible go-to meal.

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Mexican White Trash Casserole

Mexican White Trash

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A cheesy, crowd-pleasing comfort casserole with layers of tortilla chips, seasoned beef, refried beans, salsa, and melty Mexican cheese—topped with all your favorite fixings.

  • Author: Ella
  • Prep Time: 15 minutes
  • Cook Time: 25 minutes
  • Total Time: 40 minutes
  • Yield: 8 servings
  • Category: Main Dishes
  • Method: Baking
  • Cuisine: Mexican-American

Ingredients

Main Components:

1 bag (9–10 oz) tortilla chips, lightly crushed

1 lb ground beef or ground turkey

1 packet taco seasoning

1 cup salsa (mild, medium, or hot)

1 can (15 oz) refried beans

2 cups shredded Mexican cheese blend, divided

Optional Garnishes:

Sour cream

Guacamole

Diced tomatoes

Sliced black olives

Chopped green onions

Fresh cilantro, chopped

Instructions

Preheat oven to 375°F (190°C). Grease a 9×13-inch baking dish with nonstick cooking spray.

Brown the meat: In a large skillet over medium heat, cook the ground beef or turkey until fully browned (6–8 minutes). Drain excess grease.

Add flavor: Stir in taco seasoning and salsa. Simmer for 2–3 minutes.

Start layering: Spread half of the crushed tortilla chips across the bottom of the prepared dish.

Add beans and meat: Spoon refried beans over the chips, followed by half of the seasoned meat.

First cheese layer: Sprinkle 1 cup of shredded cheese evenly on top.

Repeat layers: Add remaining chips, the rest of the meat mixture, and finish with the last cup of shredded cheese.

Bake: Bake uncovered for 20–25 minutes, or until cheese is melted and casserole is bubbly.

Serve: Let cool for 5 minutes. Add your favorite toppings and serve warm.

Notes

Lightly crushing the chips helps retain texture and prevents sogginess.

Adjust heat level by using spicy salsa or hot taco seasoning.

This casserole is easily customizable with add-ins like corn, black beans, or jalapeños.

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